Head-to-head comparison: Axos Financial (NASDAQ:AX) and BankUnited (NYSE:BKU)


Axos Financial (NASDAQ:AXGet a rating) and Bank United (NYSE: BKUGet a rating) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, risk, earnings and valuation.

Profitability

This table compares the net margins, return on equity and return on assets of Axos Financial and BankUnited.

Net margins Return on equity return on assets
Axos Financial 32.23% 16.41% 1.61%
United Bank 35.89% 12.61% 1.07%

Valuation and benefits

This chart compares gross revenue, earnings per share (EPS), and valuation of Axos Financial and BankUnited.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Axos Financial $723.12 million 2.91 $215.71 million $3.91 9.03
United Bank $1.09 billion 2.96 $414.98 million $4.25 9.31

BankUnited has higher revenues and profits than Axos Financial. Axos Financial trades at a lower price-to-earnings ratio than BankUnited, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Axos Financial has a beta of 1.45, suggesting its stock price is 45% more volatile than the S&P 500. In comparison, BankUnited has a beta of 1.24, suggesting its stock price is 24% more volatile. volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for Axos Financial and BankUnited, as reported by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Axos Financial 0 0 0 0 N / A
United Bank 3 2 2 0 1.86

BankUnited has a consensus target price of $47.14, indicating a potential upside of 19.17%. Given BankUnited’s possible higher upside, analysts clearly believe that BankUnited is more favorable than Axos Financial.

Institutional and insider ownership

76.2% of Axos Financial shares are held by institutional investors. By comparison, 97.3% of BankUnited shares are held by institutional investors. 4.7% of Axos Financial shares are held by insiders. By comparison, 0.9% of BankUnited shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds, and large money managers believe a company is poised for long-term growth.

Summary

BankUnited beats Axos Financial on 9 out of 13 factors compared between the two stocks.

Axos Financial Company Profile (Get a rating)

Axos Financial, Inc., together with its subsidiaries, provides retail and corporate banking products in the United States. It operates through Banking Business and Securities Business segments. The Company offers deposit products, including personal and business checking accounts, current accounts, savings accounts, term deposits, money market, zero balances and cash transfer accounts. insured. It also offers single-family, multi-family and commercial mortgages; secured commercial real estate loans; commercial and industrial non-real estate, asset-backed, lines of credit and term loans; car loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and security-backed loans. Additionally, the company offers ACH issuance, wire transfer, business check printing, business bill payment, and account transfer; remote deposit entry, mobile deposit, safe, merchant and online payment portal; concierge banking services; mobile banking and SMS; and payment services, as well as debit and credit cards and digital wallets. Additionally, it provides disclosed clearing services; back office services, such as record keeping, business reporting, accounting, general back office support, securities and margin lending, reorganization assistance and securities custody; and financing to brokerage clients. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

Bank United Company Profile (Get a rating)

BankUnited, Inc. operates as a bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The Company offers deposit products, such as checks, money market deposits and savings accounts; certificates of deposit; and treasury, commercial payment and cash management services. Its loan portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, term loans and lines of credit for commercial real estate occupied by the owner, mortgage warehouse lines, letters of credit, commercial credit cards, small business loans, government and USDA product offerings, export-import bank finance products , trade finance and credit facilities for financing business acquisitions; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers online, mobile and telephone banking services. As of December 31, 2021, it operated through a network of 63 banking centers located in 13 counties in Florida; and 4 banking centers in the New York metropolitan area. The company was previously known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.



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